mint.com

https://www.mint.com/

Right of the bat we can see the https, this will in fact be a secure website so do not be too afraid to use the website. Mint.com allows people to easily keep track of their finances on a website that combines all of your bank accounts into one. After signing up on the website you are able to take your bank account log-in information and add your multiple accounts here. Mint recognizes certain expenses and groups them based on factors such as leisurely expenses, bills, etc. There is a huge amount of user customization on this website and you can even set financial goals and weekly allowances for certain types of expenses that you can keep track of. The difficulty of mint is indicative of the types of features one wishes to use. The more basic features are by association going to be easier to use, it has a wide variety of tools and therefore a wide variety of skill can be used. However, I would not say mint.com needs someone proficient with a computer to use.

As far as classroom use is concerned, mint.com is essentially for balancing checkbooks. The math involved in mint.com is all done by the computer system itself. Instead, it should be used as a tool for teaching students to be financially smart about their money. Through the different tools on the website, you can see how a checkbook is balanced, how to set monthly goals of saving money and spending money. One can even go as far as looking at stock prices on mint.com and going along that route for learning how stocks work with your own finances. I personally remember classes in my high school that analyzed stock prices, money management, etc.

This is definitely a tool worth learning because it is for all proficiency levels and is a very useful tool. Since I started using mint.com I have not gone back at all, I don't even log into my separate bank websites anymore because mint.com does everything my banks do but collectively.